We Know What You Need To Know
Purchasing a home is likely the largest financial transaction most people make in their lifetimes, and therefore, can be one of the most stressful! At Centric, we aim to make the journey as smooth as possible.
Collaboration & Technology Progressive
In today’s world of technology, shopping online has become the norm, and real estate is no different. However, the massive amount of information on the internet can be overwhelming, outdated and in many cases inaccurate. What looks like an apple-to-apples comparable property, may very well not be the case.
We view the buying process as a collaborative effort. Centric filters through the plethora of information and brings into focus properties that meet your physical and financial objectives.
How Does Centric Add Value?
In complex markets such as Greenwich or New York, there are many hidden nuances to properties and their locations which can impact value or what an owner can do in terms of renovating, building, or personal enjoyment of the property. For instance, septic systems or wetlands on a property may hinder the ability to build a pool, while the floor area ratio (FAR) regulations will dictate whether an owner can renovate or add to a home’s footprint.
Zoning, FAR, FEMA, coastal, wetland, drainage regulations are but a few of the issues a buyer “needs to know” before making that big investment.
We help our clients understand what types of restrictions may apply to their properties and what that means for their present and future plans so they can avoid potential pitfalls.
…And We Represent You!
One of the bigger misconceptions is the idea that Buyers can get a better deal going direct to the Seller or Seller’s agent. This can actually place the Buyer in a comprised position because the Selling Agent’s fiduciary responsibility is first and foremost to the Seller, not the Buyer.
At Centric, our job is to be your fiduciary. We help you avoid those pitfalls and make sure your best interests are represented and protected during the entire process from visiting properties, negotiations, property inspections, financing to closing.
Superior Client Service
Centric’s blue-chip services include:
- Private, individual MLS portal which allows you to search and see listing activity
- Access to off-market properties
- Guidance on due diligence for a property—i.e., surveys, wetlands, flood maps, town zoning and services, FAR, estate issues, property inspection
- Generate a proprietary market analysis on interested properties
- Resource best-in-class real estate service providers
- Develop a negotiating strategy than incorporates a client’s time frame and financing objectives
Finding the Right Lender
Getting the best possible terms on a mortgage is important to all buyers, but not all lenders suit every buyer. One mortgage company may be a better fit for bonus-driven earners, while self-employed people or W-2 earners may get better terms with another. Mortgage contingencies, timing and loan-to-values are significant factors in making a successful offer.
Promise of a Solid Partnership
Centric agents are experts in the marketplace and work with each client to help them understand the nuances influencing local real estate values such as:
- Neighborhood/school desires
- Price range
- Acreage/density/privacy needs
- Square footage/ bedroom/bathroom requirements
- Amenities—lifestyle versus functionality
- Condition—turnkey versus redevelop/teardown
- Architectural design
We offer each of our clients a solid promise to put our collective years of experience to help them find a home they will cherish in the most seamless manner possible.
For a no-obligation, complimentary consultation to discuss your personal needs, please contact one of our agents.
For additional information on Resources & Amenities offered in the Town of Greenwich, please click here.